Many obligated repayments are not given credit for being made.

That’s why we’ve created a suite of products that give consumers credit for timely payment of recurring obligations–things that might otherwise go unrecognized, like rent, student loans or monthly phones bills.

But a little credit can go a long long way. Because this acknowledgment can also be leveraged by companies to promote positive behaviors and actions by their own clientele. So, for example, landlords can get paid faster by their tenants. And this makes it win-win for all parties involved.




▶︎   RentCred

RentCred allows a resident to build credit by reporting their largest spend—rent payments. It gives opportunity for renters to help build positive credit history for paying the rent on time. A new study by Experian shows that people would have increased access to credit and increased purchasing power by adding on-time, monthly rental or utility payments to credit reports. For us a CredHub it simply lets credit to be given where credit is due.

For property managers, RentCred is a recognizable incentive for tenants to pay their rent on time while at the same time promoting a clean and timely approach to the entry of payment data. The carrot of getting credit where credit is due will attract tenants that see the value of making timely rental payments. This in turn will lead to lower rates of delinquencies, evictions and related costs that reflect in lost revenue.

RentCred is a simple, modest add-on to the monthly rental payment. The beauty in it’s simplicity is that it’s a benefit for both the tenant and the property manager. It’s a win, win.



▶︎   MortgageCred

The Federal Housing Administration requires a credit score of at least 500 to buy a home with an FHA loan. No lower than 580 is needed to make the minimum down payment of 3.5%. However, many lenders will require a score of 620 to 640 to qualify.

As a long time renter, entering the housing market can be challenging. CredHub now has a service named MortgageCred that can back date rental payments in an effort to help increase an individual’s credit score. Giving credit where credit is due.



The value in timely payment of recurring financial obligations is real. In today's society people are rewarded with greater purchasing power by having good credit. No credit or poor credit can be the exact opposite, an imposing obstacle. The CredHub products provide an opportunity for tenants to help build and maintain good credit. In turn, they are a tool for mangers to market credit-building with on-time rental payments as a property feature.


Want to know more?

Use the form below to contact us regarding your enquiry. You may also call us with any questions at 833-888-CRED (2733) or email