MARYLAND SB 335 & HB 315 - EFFECTIVE OCTOBER 1, 2026
Maryland Landlords Must Offer Positive Rent Reporting
Own six or more residential units in Maryland? Learn what the new law requires and how CredHub can help you build a simpler enrollment and reporting process.
Who Must Offer Rent Reporting in Maryland?
Maryland’s new rental payment reporting law takes effect October 1, 2026. A landlord that owns six or more residential rental units in Maryland must offer tenants the option to enroll in positive-only rental payment reporting. Tenants are not automatically enrolled.
Verified against Maryland SB 335, Chapter 773 and HB 315, Chapter 772.
THE REQUIREMENT IN PLAIN LANGUAGE
What does Maryland’s rent reporting law require?
Covered landlords must make a documented annual offer. Participating residents choose whether to enroll, and the Maryland program excludes late or incomplete payments.
6+ rental units
Applies to a landlord that owns six or more residential rental units in Maryland.
Written opt-in
The resident’s election must be written, signed and dated.
Positive-only
Only complete, timely rent payments are included under this program.
Annual offer
Covered tenants must receive the reporting offer at least once each year.
At least one CRA
Positive rental history must be offered for reporting to at least one consumer reporting agency.
Fee limit
No more than the lesser of actual cost or $10 per month.
IMPLEMENTATION TIMELINE
When do the requirements begin?
RESIDENT ENROLLMENT
What must the offer include?
Maryland requires specific disclosures and instructions in the resident election form.
- A statement that participation is optional
- The consumer reporting agencies receiving the information
- The amount of any resident fee
- Instructions for opting in and stopping reporting
- The six-month minimum re-enrollment waiting period
- A dated resident signature block
IMPORTANT DISTINCTION
Offering is required. Participation is optional.
Maryland does not automatically place every tenant into rent reporting. A covered landlord must offer the program, and the tenant decides whether to participate through a written election.
Official legal sources
Maryland SB 335, Chapter 773
Maryland HB 315, Chapter 772
Maryland DHCD is directed to prescribe the required offer form through regulations. Update this page when final guidance is issued.
HOW CREDHUB HELPS
Build a repeatable Maryland reporting process
CredHub can support the operational work surrounding resident enrollment, rent-payment data and positive reporting.
PMS integration
Connect an approved property-management data workflow.
Resident enrollment
Use a clear, co-branded participation experience.
Positive reporting
Furnish eligible, complete and timely rental payments.
Participation tracking
Maintain visibility into resident elections and program status.
Resident support
Give participants a defined place for reporting questions.
Annual workflow
Support recurring offers and delivery records, subject to final guidance.
MARYLAND RENT REPORTING FAQs
Answers for Maryland Property Managers
No. Covered landlords must offer tenants the option to enroll in positive-only rental payment reporting. Reporting is not automatic.
Prepare your Maryland portfolio
Review your unit count, lease workflow, resident communications and reporting process.
This page provides general information about Maryland rental payment reporting requirements and is not legal advice. Requirements may be affected by regulations and local ordinances. Property managers should consult qualified counsel regarding their obligations.