Empower Residents, Build Loyalty: Free Rent Reporting is Here

Stand out as a resident-friendly property manager! Offer Free rent reporting to your residents with CredHub and help renters build their credit. Boost loyalty and create a win-win situation.

Single Bureau Positive-Only Rental Credit Reporting

Increasing Cap Rate

Better Credit for All Renters

Fully Automated & Easy To Get Started

How it works

Free Single Bureau Positive-Only Reporting

This solution allows you to reports on-time rent payments to one credit bureau, helping your residents build their credit history at no cost to them or to you.

Productive work of business partners

Better Credit for All Renters

At CredHub, we believe everyone deserves a chance to build credit and achieve their financial goals. In these challenging economic times, access to fair and transparent credit reporting is more important than ever. Our Free Rent Reporting Solution is a way of empowering all renters to take control of their financial future.

Fully Automated & Easy To Get Started

Getting started with CredHub Free Rent Reporting is simple. There’s minimal setup required, and the system seamlessly integrates with most existing property management software. You’ll be up and running in no time, helping your residents build credit and improve your property experience.


Why work with CredHub?

Help Resident’s Become Credit Visible

A recent study we conducted revealed that over 40% of our reported residents lack a credit history and are considered “credit invisible.” This means they face significant challenges securing loans, apartments, and other financial products because traditional credit bureaus have no record of their on-time rent payments.

Experience Unmatched Transparency

With CredHub’s Free Solution, both residents and property managers gain clear visibility. Automatically reporting on-time rent payments helps renters build their credit for free, giving them a fair chance at financial success.

CredHub is trusted by industry leaders

Hear From Our Customers

Senate Bill 1157 – New California Law

Effective July 1, 2021 senate bill 1157 states that all landlords offer residents the opportunity to participate in rent reporting at the time of lease agreement and at least once annually thereafter. CredHub is an accredited rental reporting solution offering property managers the product and support to meet their legal obligations.  

Property Manager FAQs

CredHub seamlessly and securely extracts the data each month. The information is automatically transformed into the bureau’s proprietary format and reported. For more information, please review the How It Works page.

The CredHub platform is flexible, scalable, and can work with any property management system. However, the free CredHub program is only available to select systems. Our team will be in touch to let you know whether you qualify.

CredHub is credentialed to report to all three of the major credit bureaus: Experian, Equifax, and TransUnion. However, the free CredHub plan only reports on-time payments to TransUnion. Contact our team if you wish to upgrade and report to all three bureaus.

No. CredHub will work with your company no matter the size. Property managers and landlords of all sizes can now have a relationship with the major credit bureaus by partnering with CredHub.

CredHub will do the work to get your company up and running with the credit bureaus. It takes approximately six to eight weeks to establish a tradeline.

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers’ credit information and access to their credit reports. It was passed in 1970 to address the fairness, accuracy, and privacy of the personal information contained in the files of the credit reporting agencies. CredHub is FCRA compliant. CredHub also monitors all reporting recommendations provided by the Consumer Data Industry Association (CDIA) and interpreted by Equifax and TransUnion. In addition, we monitor state regulations in all the locations in which our clients do business.

CredHub’s end-to-end platform leverages an encryption process using symmetric key encryption and a 256-bit Advanced Encryption Standard (AES) algorithm that uses CBC mode, and a randomized, 128-bit initialization vector (IV) to encrypt field-level data, as well as any stored files. In addition, we maintain real-time audit logs to track key changes to sensitive information or access to PII, including the date, time, nature of change, etc. Securing your information is a top priority. Our service agreement specifically states that although we have access to sensitive materials we will not store, sell or distribute materials to anyone outside of our company and processing partners.

CredHub handles all questions and disputes with your residents. We have an all-access website at, can be reached by phone at 1-833-888-CRED, or by email at [email protected]. If a correction may be needed on information that was inadvertently submitted to the credit bureaus, we will handle resolution for the resident.

Reporting residents’ largest monthly payment to build their credit score can save them thousands, even tens of thousands, on future purchases. This increased FICO score leads to lower interest rates, higher credit limits and additional lending resources.

Per the terms and conditions of the free version of CredHub, property managers and landlords are strictly prohibited from reselling the program to residents. If you are interested in revenue share opportunities, please contact our team to learn more.


Get Started Today

Residents will value the chance to build credit for free, enhancing their trust and loyalty to your property. CredHub’s Free Rental Credit Reporting demonstrates your commitment to their financial well-being, fostering open communication and stronger relationships.