DEVELOPERS & PLATFORM SERVICE PROVIDERS

Credit Reporting as a Service

CredHub offers a powerful and flexible set of APIs for developers and platform service providers, enabling seamless integration of credit reporting into your applications. Easily embed CredHub’s Rent Reporting into your PMS, payment portal, or any source of truth for residential rental data. Enhance your platform with reduced payment delinquency, lower outstanding receivables, and improved post move-out collections, while boosting resident satisfaction and creating a new revenue stream.

Improve renter satisfaction

Collect more rent

Increasing Cap Rate

Increase your bottom line

SIMPLIFIED RENT REPORTING WITH CREDHUB

How it works

CredHub transforms the intricate process of rent reporting into a seamless experience with our intuitive API and user-friendly dashboard, supported by dedicated customer service.

DATA INGESTION & VERIFICATION

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METRO 2 FILE CREATION & FURNISHMENT

REAL-TIME DATA UPDATES

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DISPUTE RESOLUTION & SUPPORT

COMPLIANCE & AUDIT MANAGEMENT

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Why work with CredHub?

Quickly embed CredHub’s Rent Reporting

Embed an extension of our Credit Reporting as a Service, into your PMS, payment portal, or any source of truth for residential rental data. 

Seamless Integration into Existing User Experience
  • Add rent reporting to your current services as a benefit to your clients and their residents. 
  • Help owner and PMC clients lower payment delinquency, outstanding receivables, and post move-out collections. 
  • Help clients’ residents improve their financial health, improving resident satisfaction and retention. 
  • Add a new revenue stream for your business 
  • Ideal for system of record (SoR) companies, Credit Reporting As A Service seamlessly embeds into your platform, enhancing lease data and rent payment processing for a turnkey solution. 
CredHub rent payment credit reporting
Rent Payment Reporting Solution
Rent payment reporting data

CredHub is trusted by industry leaders

Hear From Our Customers

Hear From Our Integrated Partners

FAQs

CredHub CRaaS is a Credit Reporting SaaS platform that allows developers and
platform service providers to integrate rent reporting into their applications. This can be
helpful for property management systems, payment portals, or any company that has
access to residential rental data.

CredHub CRaaS offers several benefits including:
 Simplified rent reporting through an API, user-friendly dashboard, and dedicated
customer support
 Reduced payment delinquency, lower outstanding receivables, and improved
post move-out collections for property managers and landlords
 Improved financial health and satisfaction for residents
 New revenue stream for platform providers

Our platform conforms to the Consumer Data Industry Association’s standards for
preparing data in the Metro 2 standard. Using an extensive set of validation rules, the
platform ensures data will be validated, cleaned, and prepared to send to any of the
major consumer reporting agencies. Metro 2 compliance checks ensure that account
information meets the latest reporting standards and laws, as per the Metro 2 Credit
Reporting Resource Guide. These checks verify that account statuses, dates, and
balances are accurate and up to date. Non-compliant accounts risk rejection by the
bureaus.

The Metro 2 Format is a standard format accepted by all consumer reporting
agencies enabling the reporting of accurate, completed, and timely credit information.
The Metro 2 Format meets all the requirements of the Fair Credit Billing Act (FCBA), the
Fair Credit Reporting Act (FCRA), the Equal Credit Opportunity Act (ECOA) and all
applicable state laws.

CredHub automates the process of generating Metro 2 files for streamlined reporting.
It can also adapt to formatting changes required by different bureaus. CredHub reports
to all major credit bureaus including Experian, Equifax, TransUnion, and Innovis. They
also verify tradeline accuracy and provide detailed furnishment outcome statistics.

CredHub can automatically detect and apply data changes from the system. It also
synchronizes bureau and core system data to update tradelines as needed.

CredHub helps manage credit disputes across all three bureaus. They also provide
prompt and effective support for both platform providers and residents.

CredHub handles credit bureau audits on behalf of platform providers and their
expert team ensures compliance with up-to-date FCRA requirements.

Yes, CredHub supports all company types, status and type codes, comment codes,
compliance condition codes, Consumer Information Indicators, 24-month payment
history, and all appended segments, including up to 6 co-signers/co-makers. CredHub is
ideal for handling any bureau-approved reporting scenario.

Yes, you will receive all platform feature updates as well as revisions made by the
CDIA at no additional cost and without any required effort.

READY TO LEARN MORE?

Get in touch with us today

CredHub’s Credit Reporting As A Service is built to allow credit reporting of any recurring payments to the bureaus including HOA payments, mortgages, car loans, buy now pay later, monthly services and many more. 

Renters