Flexible APIs Built for Easy Integration
Plug into your PMS, payments platform, or app with ease.
We Handle Compliance and Bureau Reporting
No need to manage Metro2 formatting or submissions.
Built-In Dispute and Support Handling
We manage disputes and reporting workflows for you.
Trusted by leading platforms powering rental credit reporting
Add credit reporting to your PMS, payment platform, or application using CredHub’s APIs.
Skip Metro2 formatting, bureau submissions, and dispute workflows.
Help your clients reduce delinquency, improve retention, and unlock new revenue streams.
CredHub CRaaS is a Credit Reporting SaaS platform that allows developers and
platform service providers to integrate rent reporting into their applications. This can be
helpful for property management systems, payment portals, or any company that has
access to residential rental data.
CredHub CRaaS offers several benefits including:
Simplified rent reporting through an API, user-friendly dashboard, and dedicated customer support.
Reduced payment delinquency, lower outstanding receivables, and improved post move-out collections for property managers and landlords.
Improved financial health and satisfaction for residents.
New revenue stream for platform providers.
Our platform conforms to the Consumer Data Industry Association’s standards for
preparing data in the Metro 2 standard. Using an extensive set of validation rules, the
platform ensures data will be validated, cleaned, and prepared to send to any of the
major consumer reporting agencies. Metro 2 compliance checks ensure that account
information meets the latest reporting standards and laws, as per the Metro 2 Credit
Reporting Resource Guide. These checks verify that account statuses, dates, and
balances are accurate and up to date. Non-compliant accounts risk rejection by the
bureaus.
The Metro 2 Format is a standard format accepted by all consumer reporting
agencies enabling the reporting of accurate, completed, and timely credit information.
The Metro 2 Format meets all the requirements of the Fair Credit Billing Act (FCBA), the
Fair Credit Reporting Act (FCRA), the Equal Credit Opportunity Act (ECOA) and all
applicable state laws.
CredHub automates the process of generating Metro 2 files for streamlined reporting.
It can also adapt to formatting changes required by different bureaus. CredHub reports to major credit bureaus including Experian, Equifax, and Innovis. They also verify tradeline accuracy and provide detailed furnishment outcome statistics.
CredHub can automatically detect and apply data changes from the system. It also
synchronizes bureau and core system data to update tradelines as needed.
CredHub helps manage credit disputes across all three bureaus. They also provide
prompt and effective support for both platform providers and residents.
CredHub handles credit bureau audits on behalf of platform providers and their
expert team ensures compliance with up-to-date FCRA requirements.
Yes, CredHub supports all company types, status and type codes, comment codes,
compliance condition codes, Consumer Information Indicators, 24-month payment
history, and all appended segments, including up to 6 co-signers/co-makers. CredHub is
ideal for handling any bureau-approved reporting scenario.
Yes, you will receive all platform feature updates as well as revisions made by the
CDIA at no additional cost and without any required effort.
READY TO LEARN MORE?
CredHub’s Credit Reporting As A Service is built to allow credit reporting of any recurring payments to the bureaus including HOA payments, mortgages, car loans, buy now pay later, monthly services and many more.
