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Transunion reports that despite 1/3 of renters concerned about paying rent, payments to professional property managers dropped only modestly in April.

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But most renters’ on-time housing payments are not reflected on their credit reports or in their credit scores – even though it is often one of the largest and most consistent bills consumers pay.

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Knowing that public-housing residents, on average, have poorer credit scores than the general population, HUD set out to study how including rent payments in credit reports changed tenant credit.

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Want an easy way to improve your credit score? Talk to your landlord. The credit scores of many Americans could get an immediate boost of as much as 40 points if their rental payments were added to their credit histories.

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